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Investments for All

Deposits Overview

Shriram Transport Finance Company FD rated “FAAA/Negative” by CRISIL (indicates a highest degree of Safety) and “MAA+/ with Stable Outlook” by ICRA (Indicates high credit quality)

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Shriram Transport Finance Company Ltd. (STFC) is a popular commercial vehicle finance company. It is a Non-Banking Financial Company (NBFC) which provides products such as Fixed Deposits (FDs). STFC offers FD schemes at attractive interest rates ranging between 7.60% p.a. and 8.50% p.a. for cumulative deposits and between 7.34% to 8.50% for non-cumulative deposits.

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Shriram Finance offers a range of mid-tenure fixed deposits, which are available at attractive interest rates. In line with several other banks and financial institutions, Shriram Transport Finance has cut down interest rates on its fixed deposit offerings.

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Highest FD interest rates offered by STFC

Shriram Transport Finance Company Ltd. Fixed Deposits come at attractive interest rates.

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The highest STFC term deposits rates are available for a maturity period within 3 years and 5 years:

  • Cumulative FD: 10.07% p.a.

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  • Monthly interest payout FD: 8.18% p.a.

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  • Quarterly interest payout FD: 8.24% p.a.

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  • Half-yearly interest payout FD: 8.32% p.a.

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  • Yearly interest payout FD: 8.50% p.a.

WHY STFC

Safety -Highest –AAA/Stable Rating by CRISIL 

FD Payment -in Time –40 years Track

Rate –Best in Industry

Business –Retail & Automobile –Safe & Growing Markets

Used Vehicles –Growing Market, Better Profits

1700+ Branches -28000+ Employees

AUM -108900+ Cr     Customers -20.7 Lacs+

Our Proven Growth Track

AUM Cr

Q3 2020

108931

2019

104482

2015

59100

2017

78800

PROFIT Cr

Q3 2020

2278.5

2019

104482

2015

1237.8

2017

1257.3

CATEGORY OF DEPOSITOR - INTEREST

7.60% - 8.50%**

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Yield Upto

10.07%

7.86% - 8.76%**

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Sr.

Yield Upto

10.44%

Interest rates on cumulative deposits now range between 8.75% p.a. to 10.77% p.a. depending on the frequency of compounding and deposit period chosen. Interest rates at monthly rests have been revised. For the period of 12-24 months the interest can be earned at 8.42%. There are three different slabs for the periods 36 months, 48 months, and 60 months. All these slabs are currently available at 8.65% per annum at monthly rests.

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